Terms & Conditions
Effective Date: December 15, 2025
Welcome to the Warner Insurance website. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this site.
Use of This Website
The content on this website is provided for general informational purposes only. Use of this site does not create an insurance policy, client relationship, or binding agreement until coverage is formally quoted, accepted, and issued by an insurance carrier.
You agree to use this website only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the site.
Insurance Quotes and Services
Any insurance quotes requested through this website are non-binding and subject to underwriting approval, carrier requirements, and verification of information.
Coverage is not bound unless and until:
All required information is provided
Terms are agreed upon
Payment (if applicable) is received
Coverage is confirmed by the insurance carrier
Submitting a form or requesting a quote does not guarantee coverage.
Accuracy of Information
You agree to provide accurate, complete, and up-to-date information when submitting forms on this website. Warner Insurance is not responsible for coverage issues, pricing changes, or denied claims resulting from inaccurate or incomplete information provided by the user.
Third-Party Insurance Carriers
Warner Insurance is an independent insurance agency and works with multiple third-party insurance carriers. All insurance products are issued by those carriers, not by Warner Insurance itself.
Coverage terms, pricing, eligibility, and claims decisions are determined solely by the issuing insurance carrier and subject to their policies and guidelines.
No Professional or Legal Advice
Information provided on this website is for general informational purposes only and should not be considered legal, financial, or professional advice. You should consult directly with Warner Insurance or appropriate professionals regarding your specific insurance needs.
Intellectual Property
All content on this website—including text, graphics, logos, and design elements—is the property of Warner Insurance or its licensors and may not be copied, reproduced, or distributed without prior written consent.
Limitation of Liability
Warner Insurance is not liable for any damages arising from the use of, or inability to use, this website, including but not limited to indirect, incidental, or consequential damages.
We make reasonable efforts to ensure the accuracy of information on this site but do not guarantee that content is always current, complete, or error-free.
Website Availability
We do not guarantee that this website will be available at all times or free from interruptions, errors, or technical issues. Warner Insurance reserves the right to modify or discontinue website content at any time without notice.
Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
Governing Law
These Terms and Conditions are governed by the laws of the State of Florida, without regard to conflict of law principles.
Changes to These Terms
Warner Insurance reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page.
Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Warner Insurance
info@insuredbywarner.com
941-229-0129